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Representative APR 44% - 1778% (variable)

How instalment loans work

Instalment loans work in similar way to the short term loans. When you make an application your details are passed to our panel of regulated lenders. Out of all of the lenders that are willing to offer credit the lender offering a loan with the cheapest interest rates will be selected and offered to you. Our panel of lenders include companies such as RBS, Satsuma Loans and Amigo Loans.

With an instalment loan you can borrow between £500 and £25,000 for as little as a month, or up to 10 years. Lenders fall in to 2 cost types: those deemed as high cost and those that aren’t. Because of the wide range of amount and time available the charges can vary significantly. The charges on any loan offered will clearly be displayed before you commit to anything.

Representative APR example

Representative 33.6% APR. Representative example: £2200 borrowed for 36 Months. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% (variable).

See what you could borrow without obligation

You are not obligated in any way to accept any offer of credit. An offer of a loan is not guaranteed or inferred. You can apply online at any time of the day, 7 days a week, 365 days a year. Our loan finding service is 100% free to use and won’t affect your credit rating. An individual lender may carry out a credit check to assess your ability to make the repayments before to process your application.

It is important that you pay back your loan by the agreed date so that you do not incur additional charges. If you are unable to do so you must contact your lender directly as soon as possible to find a solution. Lenders are required by law to assist you in finding a solution to paying your debt.

Warning: Late repayment can cause you serious money problems. For help, go to
Representative example: Amount of credit £2200 borrowed for 36 Months. 36 payments of £115.90. Total Amount Repayable is £4172.37. Interest Charged is £1972.37, Interest Rate 29.9% (variable).