Short term loans are simple and convenient way of borrowing money quickly†. You can get money paid into your bank account in under an hour if your bank supports faster payments, if not it could take a little longer. It is important to note that while there is an almost instant approval process. Approval of a short term loan is not guaranteed or inferred.
To apply for a loan you just need to fill in the short application form, which you can do 24 hours a day, 7 days a week. When you submit your loan application we send your application to a panel of short term lenders using a secure server. If multiple lenders can offer a loan, the one that is offering the most competitive deal will contact you with an offer. If you are happy with the offer of a loan you just need to sign the electronic agreement to proceed with your application. You are not committed to any loan until you sign the electronic loan agreement.
It costs nothing to apply. An individual lender may carry out a credit check to proceed with your application.
It is important that you pay back your loan by the agreed date so that you do not incur additional charges. If you are unable to do so you must contact your lender directly as soon as possible to find a solution. Short term lenders are required by law to assist you in finding a solution to paying your debt.
Short term loans are best suited to borrowing money for a financial emergency. If you are worried about debt, it is well worth seeking independent financial advice. You can find a list of organizations that offer this for free on our free debt advice page.